Leverage digital payment platforms such as Apple Pay, Google Pay, and Samsung Pay

Despite their current limited online acceptance, their footprint in brick-and-mortar retail is expanding. These services offer enhanced security as they replace your actual card number with a device-specific identifier. Any retailer displaying the logo of these services typically accepts all three, so feel free to use them if your device is set up accordingly. Moreover, they provide the significant benefits of quickness and efficiency, eliminating the need to carry numerous cards or rummage for cash.