Review your banking, credit card, or payment service statements regularly to ensure there are no unauthorized charges or withdrawals. Be sure to shred bank and credit card statements before throwing them in the trash. Recent events have seen a increase in the use of online shopping, mobile payments and online banking, it’s more important than […]

Credit cards are one the safest ways to make online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them entirely […]

Phishing is one of the oldest and most effective cyberattack techniques. To reduce your risk of having sensitive data stolen, never click on any emailed or texted links purporting to take you to your account page for a password reset or other modification. Instead, if you’re unsure whether action is merited, navigate to the account […]

Having your payment card details stolen can be a traumatic experience, especially if the card in question was a debit card tied to a bank account. Prepaid cards offer a safer alternative. You can just load a small amount onto them each time you need to make a purchase. If the card is compromised, there’s […]

If available, sign up to receive an alert whenever your cards make a transaction. If you ever receive a suspicious alert, you’ll be the first to know. This way you can quickly contact your bank or credit card company to alert them of the fraud on your account and prevent any further damages.

When starting payments on your student loans, your payments will be handled by a provider. Identify what company is handling your student loans and follow instructions on how to set up your account. Student loan sites require sensitive information, like your Social Security number, address and your parents’ information. It’s important to make sure the […]