Archives - Online Banking


Use a mobile banking app to manage your account

This isn’t merely a convenience tip. Using an official app from your financial institution is usually the safest way to get alerts about your activity, view statements and confirm a login attempt via 2-factor authentication. Moreover, it will help you mitigate the risk of engaging with potentially risky emails claiming to be from your bank […]

Avoid using a debit card or bank account when shopping online

If breached, debit accounts leave you highly exposed to loss, since someone would be able to withdraw funds at will. In contrast, credit cards provide more fraud and liability protection as well as chargeback. That makes them generally better for online shopping. Better yet, use a platform like Apple Pay or Google Pay, in which […]

Protect your data from interception

Networks without passwords do not encrypt your connection. Accordingly, it’s possible for other connected users to spy on your activity, including any password you type. Don’t view your bank balance or log into any accounts tied to a debit/credit card while on public Wi-Fi. Cellular is much safer in these cases.

Closely monitor your bank statements

With the rise of e-commerce, mobile payments and online banking, it’s more important than ever to keep an eye on your financial accounts for possible fraud. Check your bank and credit card statements to make sure there’s nothing amiss.

Beware of requests to update or confirm your personal information

Most organizations – banks, universities, companies, etc. – don’t ask for your personal information over email. Do not reveal personally identifiable information online such as your full name, telephone number, address, social security number, insurance policy number, credit card information, or doctor’s name. Avoid opening attachments, clicking on links, or responding to email messages from […]

Never conduct sensitive transactions on a shared device

The computers available at libraries, college campuses and other public locations are convenient resources for low-risk activities like browsing the web or collaborating on documents. They’re less great for conducting activities like online banking or shopping, since you can’t be sure they’re 100 percent secure. Stick to your own devices and networks for these transactions.