Debit cards can be good alternatives to credit cards because they don’t saddle you with interest-bearing debt. However, if they’re compromised, the fallout can be much worse since a stranger might have direct access to your funds while you have fewer options for recourse. Consider using a credit card with good fraud protection for online […]

Before submitting your email address online, look for a privacy policy. Most reputable websites will have a link to their privacy policy from any form where you’re asked to submit personal data. You should read this policy before submitting your email address or any other personal information so that you know what the owners of […]

Buying something on a PC typically entails visiting the seller’s website. A lot can go wrong en route, including visiting an imposter page that isn’t properly secured with HTTPS. Mobile apps bought from stores like the Apple App Store and Google Play are carefully vetted for malware and vulnerabilities, making them safer in comparison. Do […]

If breached, debit accounts leave you highly exposed to loss, since someone would be able to withdraw funds at will. In contrast, credit cards provide more fraud and liability protection as well as chargeback. That makes them generally better for online shopping. Better yet, use a platform like Apple Pay or Google Pay, in which […]

Entering your card number into a website is both a hassle and a possible risk if someone is looking over your shoulder or monitoring the network. A better alternative is to just use something like PayPal or Apple Pay, which allows you to check out with a relatively streamlined process using pre-saved payment details. Many […]

When shopping online, get the maximum possible security and privacy for your transactions. That means never buying anything while connected to public or open Wi-Fi networks, or even to the Wi-Fi of someone you don’t know well. Stick to your own Wi-Fi or to cellular service like LTE for the safest results.