When paying with a credit card, the vendor does not receive direct access to your money. Instead, they receive money from your bank, and then the bank bills you at the end of the month. This protects your money from fraudulent vendors and individuals who get their hands on your credit card information.

If you see a deal while shopping online that seems like it’s too good to be true, there’s a decent chance that it is. Be sure to compare the price of the item to the prices of similar items on websites you know are legitimate. Also, check to make sure that the organization is real […]

If you have an Alexa device, you can set it up so that it will purchase items when you ask it to. However, this gives anyone in your home, including guests, the power to buy something with your credit card easily. It’s more secure to enable a PIN that you also have to say along […]

One possible way to decrease the potential damage of an attacker gaining access to your credit card information, is to consider opening a credit card account for online use only. Maintain a minimum credit line on the account to limit the amount of charges a potential attacker can accumulate.

Apple Pay is a third-party digital wallet. Your credit card number is stored in this application, and you can use it to pay for your purchases with tokenization instead of giving your credit card number to an online store. This will ensure that no one has your credit card information but you.

If you get an email with a link to a store, don’t click on the link to do your shopping. Open up a new tab and find the online store through your browser. This could protect you against phishing scams, which are attempts to gain personal information like your credit card number through reputable-sounding email […]