If available, sign up to receive an alert whenever your cards make a transaction. If you ever receive a suspicious alert, you’ll be the first to know. This way you can quickly contact your bank or credit card company to alert them of the fraud on your account and prevent any further damages.

When starting payments on your student loans, your payments will be handled by a provider. Identify what company is handling your student loans and follow instructions on how to set up your account. Student loan sites require sensitive information, like your Social Security number, address and your parents’ information. It’s important to make sure the […]

Online banking is supposed to be convenient and secure,  and most of the time, it is. Consumers have come to regard apps from their banks as trustworthy alternatives to visiting a branch. According to multiple surveys compiled by the U.S. Federal Reserve, adoption of online banking including mobile apps has been climbing steadily for years, […]

If your card gets declined and there’s no reason it should have, there’s a chance someone has stolen your identity and is racking up debt under your name. Look into any outstanding bills to ensure they are all yours. To be extra cautious, freeze your credit temporarily while you investigate.

It’s important to always look out for fraud on your credit or debit card purchases. Even if no one has stolen your physical card, there are ways they can use the number. If you don’t want to take the time to review your purchases frequently, you can instead opt for text or email notifications whenever […]

E-commerce sites are typically well-protected from attacks. However, you can further reduce your risk by paying with credit, or with a gift/prepaid card, instead of debit. That way, you have more protections from identity theft and no prospect of your bank account being cleaned out if your card number is stolen.