With Paypal, you aren’t handing over your actual card details. This service has some of the best end-to-end encryption you’ll find anywhere; it’s a massive part of what’s made the company so dependable and widespread within e-commerce. You’re only paying with your email address and Paypal password, giving scammers less direct financial information to steal […]

Especially with the rise of online banking, mobile payments and online buying, it’s more important than ever to keep an eye on your financial accounts and check them routinely for possible fraud. Check your bank and credit card statements carefully to make sure there’s nothing improper happening.

When using Venmo, Zelle or other mobile payment services, if you send money to the wrong person, there’s no guarantee that you’ll get it back. Even the smallest typo in the username of the recipient can result in lost money. To be extra safe, have your friend send you a payment request before you send […]

If you’re sending cash to a new contact on Venmo, it’s a good idea to do more than just search for their name and assume the first result is accurate and authentic. If possible, scan the recipient’s QR code to find their profile.

Do you use a banking app on your phone? While mobile banking is very common among some age groups – for example, 69% of millennials take advantage of it – it’s not all that popular overall, with only about one-third of all U.S. bank account holders engaging in it. Its slow adoption might be traceable […]

Many smartphones now contain NFC chips that allow them to be tapped at point-of-sale terminals. Payment options like Apple Pay are both convenient and highly secure, since they don’t transmit your actual card number to a merchant, only a unique identifier associated with your device.