Archives - Mobile Payments


Pay with your phone, not your credit card, whenever you can

Apps such as Apple Pay and Google Pay aren’t just more convenient than carrying around a bunch of credit or debit cards, they’re also more secure. If you use a card to pay for an in-person transaction, you could fall victim to a type of cybercrime called credit card skimming. By comparison, paying with your […]

If you want to pay with debit online, use a third-party payment service

If you get scammed by a bad seller with your credit card information, you have ways of getting your money back. Most credit card companies have built-in protections from fraud or unauthorized transactions. However, this isn’t the case with debit cards: Losing money from a debit card purchase is far less likely to be retrieved. […]

Use Paypal for online shopping

With Paypal, you aren’t handing over your actual card details. This service has some of the best end-to-end encryption you’ll find anywhere; it’s a massive part of what’s made the company so dependable and widespread within e-commerce. You’re only paying with your email address and Paypal password, giving scammers less direct financial information to steal […]

Keep a close eye on your bank statements

Especially with the rise of online banking, mobile payments and online buying, it’s more important than ever to keep an eye on your financial accounts and check them routinely for possible fraud. Check your bank and credit card statements carefully to make sure there’s nothing improper happening.

When using a mobile payment service, have your friend request a payment first

When using Venmo, Zelle or other mobile payment services, if you send money to the wrong person, there’s no guarantee that you’ll get it back. Even the smallest typo in the username of the recipient can result in lost money. To be extra safe, have your friend send you a payment request before you send […]

Verify your Venmo payments are going where you think they are

If you’re sending cash to a new contact on Venmo, it’s a good idea to do more than just search for their name and assume the first result is accurate and authentic. If possible, scan the recipient’s QR code to find their profile.