Tired of worrying about germs on your physical cards or handling cash? Contactless payment methods like Apple Pay, Google Pay, and Samsung Pay offer a hygienic and convenient alternative. How Contactless Payments Work: These systems use near-field communication (NFC) technology to transmit payment information securely. Simply tap your phone or a compatible card near the […]

Apps such as Apple Pay and Google Pay aren’t just more convenient than carrying around a bunch of credit or debit cards, they’re also more secure. If you use a card to pay for an in-person transaction, you could fall victim to a type of cybercrime called credit card skimming. By comparison, paying with your […]

If you get scammed by a bad seller with your credit card information, you have ways of getting your money back. Most credit card companies have built-in protections from fraud or unauthorized transactions. However, this isn’t the case with debit cards: Losing money from a debit card purchase is far less likely to be retrieved. […]

With Paypal, you aren’t handing over your actual card details. This service has some of the best end-to-end encryption you’ll find anywhere; it’s a massive part of what’s made the company so dependable and widespread within e-commerce. You’re only paying with your email address and Paypal password, giving scammers less direct financial information to steal […]

Especially with the rise of online banking, mobile payments and online buying, it’s more important than ever to keep an eye on your financial accounts and check them routinely for possible fraud. Check your bank and credit card statements carefully to make sure there’s nothing improper happening.

When using Venmo, Zelle or other mobile payment services, if you send money to the wrong person, there’s no guarantee that you’ll get it back. Even the smallest typo in the username of the recipient can result in lost money. To be extra safe, have your friend send you a payment request before you send […]