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Some online accounts are more sensitive than others. Online banking, e-commerce and social media are often near the top of the list of accounts needing robust protection. It’s a good idea to enable two-factor authentication on these accounts and to secure them with strong password as well.
E-commerce sites only really need two main data points from you: 1) your payment information, like a credit card number and 2) your shipping address. If they ask for anything else, consider finding an alternative. You don’t need to supply your Social Security number just to have a package shipped to your residence.
Most e-commerce web sites have pretty good security. But a good way to increase your safety is to pay with credit, or a prepaid gift and not use debit. This can protect your identity from theft and can further protect your bank account from theft.
The winter holidays are the biggest online shopping season each year. NetElixir has estimated seasonal revenue for 2018 will grow 15 percent year-over-year, to $97 billion. The combination of gift-giving and steep discounts reliably drives huge activity every November and December, which is both a boost to the economy and, on the downside, a unique […]
To minimize the potential damage of an attacker gaining access to your credit card information, consider opening a credit card account for use only online. Keep a minimum credit line on the account to limit the amount of charges a possible attacker can accumulate.
Credit cards are the safest way to pay for online purchases because you can dispute the charges if you never get the goods or services or if the offer was misrepresented. Federal law limits your liability to $50 if someone makes unauthorized charges to your account, and most credit card issuers will remove them completely […]
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