Online banking is designed to be both secure and user-friendly. However, numerous fraudulent sites exist with the intent to pilfer your personal information. Remember that a genuine bank will never request your card number or PIN as part of the login process, although security questions or confirmation through a trusted secondary device may be required. Always ensure that any banking site utilizes HTTPS encryption, which can be verified by a padlock symbol in the URL bar. For optimal security, consider using your bank’s official mobile application.