Archives - Online Shopping

Dedicate one credit card to online purchases

One possible way to decrease the potential damage of an attacker gaining access to your credit card information, is to consider opening a credit card account for online use only. Maintain a minimum credit line on the account to limit the amount of charges a potential attacker can accumulate.

Use Apple Pay through your iPhone

Apple Pay is a third-party digital wallet. Your credit card number is stored in this application, and you can use it to pay for your purchases with tokenization instead of giving your credit card number to an online store. This will ensure that no one has your credit card information but you.

Shop online by navigating to websites through your browser

If you get an email with a link to a store, don’t click on the link to do your shopping. Open up a new tab and find the online store through your browser. This could protect you against phishing scams, which are attempts to gain personal information like your credit card number through reputable-sounding email […]

Verify your Venmo payments are going where you think they are

If you’re sending cash to a new contact on Venmo, it’s a good idea to do more than just search for their name and assume the first result is accurate and authentic. If possible, scan the recipient’s QR code to find their profile.

Purchase as a guest when completing transactions with one-off vendors

Ordering food using a new app? Completing an online purchase with a specialty vendor? Think twice about whether you want to create an account with them. Checking out as a guest leaves you with less to lose if the website in question experiences a data breach down the road.

Consider your payment options when shopping online

Using a credit card is much better than using a debit card; there are more consumer protections for credit cards if something goes awry. Or, you can use a third-party payment service instead of your credit card. There are many services you can use to pay for purchases – like Google Pay, Apple Pay or […]