Apps such as Apple Pay and Google Pay aren’t just more convenient than carrying around a bunch of credit or debit cards, they’re also more secure. If you use a card to pay for an in-person transaction, you could fall victim to a type of cybercrime called credit card skimming. By comparison, paying with your […]

Lots of smartphones now include NFC chips that allow them to be tapped at point-of-sale terminals. Payment options like Apple Pay are both convenient and highly secure, since they don’t transmit your actual card number to a merchant, only a unique identifier associated with your device.

Apple Pay is a third-party digital wallet. Your credit card number is stored in this application, and you can use it to pay for your purchases with tokenization instead of giving your credit card number to an online store. This will ensure that no one has your credit card information but you.

Typing in your credit card number on a new website is always a risk. The data could be exposed in a breach or intercepted through a man-in-the-middle attack. Many online shops, as well as brick-and-mortar stores, now accept payments from digital wallets like Google Pay and Apple Pay.

Using a credit card is much better than using a debit card; there are more consumer protections for credit cards if something goes awry. Or, you can use a third-party payment service instead of your credit card. There are many services you can use to pay for purchases – like Google Pay, Apple Pay or […]

Do you use a banking app on your phone? While mobile banking is very common among some age groups – for example, 69% of millennials take advantage of it – it’s not all that popular overall, with only about one-third of all U.S. bank account holders engaging in it. Its slow adoption might be traceable […]