Using a credit card is much better than using a debit card; there are more consumer protections for credit cards if something goes awry. Or, you can use a third-party payment service instead of your credit card. There are many services you can use to pay for purchases – like Google Pay, Apple Pay or […]

Do you use a banking app on your phone? While mobile banking is very common among some age groups – for example, 69% of millennials take advantage of it – it’s not all that popular overall, with only about one-third of all U.S. bank account holders engaging in it. Its slow adoption might be traceable […]

Websites will often offer to save your card details for next time. This is convenient, but not without risk. If the site were ever breached, your card number might be stolen and used for fraudulent purchases. The alternative is to enter the number manually each time or pay with a more secure service such as […]

If breached, debit accounts leave you highly exposed to loss, since someone would be able to withdraw funds at will. In contrast, credit cards provide more fraud and liability protection as well as chargeback. That makes them generally better for online shopping. Better yet, use a platform like Apple Pay or Google Pay, in which […]

Modern credit cards often have three mechanisms for in-person purchases – swiping, chip insertion and tapping. From a security perspective, the latter two are much more secure and should be used if available. Mobile tap-to-pay solutions like Apple Pay and G Pay are also very secure.

Entering your card number into a website is both a hassle and a possible risk if someone is looking over your shoulder or monitoring the network. A better alternative is to just use something like PayPal or Apple Pay, which allows you to check out with a relatively streamlined process using pre-saved payment details. Many […]