Websites will often offer to save your card details for next time. This is convenient, but not without risk. If the site were ever breached, your card number might be stolen and used for fraudulent purchases. The alternative is to enter the number manually each time or pay with a more secure service such as […]

If breached, debit accounts leave you highly exposed to loss, since someone would be able to withdraw funds at will. In contrast, credit cards provide more fraud and liability protection as well as chargeback. That makes them generally better for online shopping. Better yet, use a platform like Apple Pay or Google Pay, in which […]

Modern credit cards often have three mechanisms for in-person purchases – swiping, chip insertion and tapping. From a security perspective, the latter two are much more secure and should be used if available. Mobile tap-to-pay solutions like Apple Pay and G Pay are also very secure.

Entering your card number into a website is both a hassle and a possible risk if someone is looking over your shoulder or monitoring the network. A better alternative is to just use something like PayPal or Apple Pay, which allows you to check out with a relatively streamlined process using pre-saved payment details. Many […]

Paying with a credit or debit card isn’t as risky as it used to be, thanks to the switch to EMV chip technology. However, you can further protect your transactions by setting up payments through services like Apple Pay, Samsung Pay and Google Pay, which utilize additional protections like secure on-device elements inaccessible to other […]