Daily tips to create awareness of cyber threats and empower Total Defense users to be safer and more secure online with our security tips and resources..
Passwords are still everywhere, but they are also one of the easiest security tools to misuse. People forget them, reuse them, make them too short, save them in unsafe places, or accidentally type them into fake login pages. Biometrics, like fingerprints or face recognition, can make everyday account security faster and harder for criminals to guess.
If your phone, laptop, banking app, password manager, or payment app supports biometric sign-in, consider turning it on. It can help protect sensitive personal and financial information while making secure logins easier.
Biometric authentication uses a physical characteristic, such as a fingerprint or face scan, to confirm that the person trying to unlock a device or app is the authorized user. The FTC explains in its two-factor authentication guidance that authentication factors include “something you know,” like a password, “something you have,” like a security key or verification code, and “something you are,” like a fingerprint, face, or retina.
For consumers, biometrics usually show up as:
Biometrics can be safer than relying on passwords alone because a fingerprint or face scan is harder to guess, reuse, or accidentally share in a phishing message. A criminal can trick someone into typing a password into a fake website, but the criminal cannot easily make the person’s device release a biometric-protected credential to the wrong site.
That is why biometrics work especially well when paired with passkeys. The FIDO Alliance explains in its passkeys overview that passkeys let users sign in with the same process used to unlock a device, such as biometrics, a PIN, or a pattern, instead of entering a password.
Microsoft also explains in its passkeys documentation that passkeys use origin-bound public key cryptography and require local user interaction, which helps make passkeys resistant to phishing.
Passwords remain a major weakness because stolen credentials fuel account takeovers. The FIDO Alliance notes in its passkey resource center that passkeys are designed to move users away from passwords, which it says are responsible for 80% of breaches today.
Even if a person uses strong passwords, criminals still use phishing, data breaches, malware, and credential stuffing to break into accounts. Biometrics and passkeys reduce that risk by making account access depend on the trusted device and the person using it.
Using biometrics helps someone become safer online because it makes secure behavior easier. When unlocking a device or approving a login takes a quick fingerprint or face scan, people are less tempted to create weak passwords, reuse old passwords, or stay logged in everywhere.
Biometrics can help protect:
The FTC’s personal information security guidance recommends protecting online accounts with strong passwords and two-factor authentication because online accounts may contain a lot of personal information.
Use biometrics anywhere the account or device stores sensitive information. Start with the accounts that would cause the most harm if someone else accessed them.
Biometrics are powerful, but they are not magic. You should still use a strong device PIN or password as a backup. If an account supports passkeys, enable them. If an app supports multifactor authentication, use it.
Keep these tips in mind:
CISA’s phishing-resistant MFA fact sheet says multifactor authentication makes it harder for cyber threat actors to gain access when passwords or PINs are compromised, while also noting that phishing-resistant MFA offers stronger protection than some traditional methods.
Use this quick setup checklist:
Biometrics can make security easier, faster, and stronger than passwords alone. Use fingerprint or face unlock for your device, sensitive apps, password manager, and passkeys whenever available. Then back it up with strong passwords, multifactor authentication, and regular software updates.
Staying logged in is convenient. You open your laptop, visit your favorite shopping site, email account, streaming app, bank, or job board, and everything is ready to go. No password. No verification code. No delay.
But that convenience comes with a risk: if a device is shared, lost, stolen, or infected with malware, an active login session can make it easier for someone else to access your account. Logging out when you’re finished is a small habit that can help protect your personal information, money, messages, and identity.
When you sign in to a website, the site usually creates a session so it can remember that you are authenticated. The OWASP Foundation explains in its session hijacking overview that attackers may try to compromise a valid session token to gain unauthorized access to a web server.
In plain English, a session token can act like a temporary key. If someone gets access to that key, the person may be able to interact with the website as if the person were you.
Logging out helps end that session so the temporary access key is no longer useful.
Session hijacking happens when an attacker gets access to a valid session cookie or session token and uses the token to impersonate the account owner. OWASP’s Web Security Testing Guide explains that an attacker with access to user session cookies can impersonate that user by presenting those cookies.
Attackers may try to steal session data through:
You cannot control every website’s security, but you can control whether you leave active sessions open longer than necessary.
Logging out helps someone become safer online by reducing the time an account stays open and available for misuse. This matters most when using shared devices, public computers, workstations, school laptops, library computers, or any device someone else might access.
Logging out can help protect:
This habit also helps if a website is left open in a browser tab. Closing a tab does not always end a session. Logging out tells the service that you are done.
Online account access is a major target for criminals. The FBI reported in its 2024 Internet Crime Report announcement that the Internet Crime Complaint Center received 859,532 complaints in 2024, with reported losses exceeding $16 billion, a 33% increase from 2023.
That statistic includes many types of internet crime, but it reinforces a simple point: criminals constantly look for ways to get into accounts, steal information, and commit fraud. Ending sessions you no longer need is one more layer of protection.
You do not need to panic about every session, but some situations deserve extra caution.
Always log out when you:
If the account contains sensitive information, log out when you are done.
People stay logged in because logging back in can feel annoying. A password manager solves that problem by making secure logins easier.
The FTC’s personal information security guidance recommends strong passwords and notes that password managers can create strong passwords for online accounts.
A password manager helps you:
Pair your password manager with multifactor authentication whenever possible. The FTC’s two-factor authentication guidance explains that passwords are vulnerable to cyberattacks and that two-factor authentication makes accounts more secure.
Use this quick checklist:
If you left an account open on another device:
If the account involves money, healthcare, taxes, or work, act quickly.
Remaining logged in saves time, but it can also keep the door open longer than necessary. Log out when you finish using sensitive websites, especially on shared or public devices. Then use a password manager and multifactor authentication so logging back in stays easy and secure.
Your Wi-Fi router, baby monitor, smart camera, thermostat, doorbell, printer, and other connected devices may arrive with a default username and password. Sometimes those credentials are printed on a sticker. Sometimes they are listed in a manual. Sometimes they are as simple as admin/admin or admin/password.
That may make setup easier, but it also gives cybercriminals an easy target. If your device still uses a default password, attackers may be able to guess the login, take control, spy on activity, or add the device to a botnet.
Default passwords are risky because attackers often know them already. Router and device manuals can be public, and lists of common default credentials circulate online. If a device is exposed to the internet or reachable from your home network, criminals may try those logins automatically.
CISA’s home Wi-Fi security guidance says default router information may be publicly available and calls changing the router login username and password “crucial.”
That applies beyond routers. Any smart device with an admin login deserves the same treatment.
Start with devices that connect to your network or control something in your home.
Check default passwords on:
If a device has an app, web portal, admin panel, or setup page, it likely has security settings worth reviewing.
Hackers use default passwords because they are fast and cheap to test. Attackers can scan for exposed devices, try common login combinations, and compromise weakly protected hardware without needing sophisticated tricks.
CISA’s IoT security guidance warns that attackers can infect large numbers of connected devices at once and use them as part of a botnet to attack other computers or devices.
A compromised smart device could be used to:
Connected-device security matters because cybercrime keeps growing. The FBI said its 2024 Internet Crime Report announcement combined 859,532 complaints of suspected internet crime and reported losses exceeding $16 billion, a 33% increase from 2023.
Default passwords are just one risk, but they fit into a larger pattern: criminals look for the easiest way in. Do not make your home router or smart camera that easy door.
Changing default passwords helps someone become safer online because it removes one of the simplest ways attackers break into home devices. A strong custom password forces criminals to work harder and helps protect everything connected to the same network.
This habit helps protect:
The safer mindset is simple: if a device connects to the internet, treat its password like a front-door key.
Use this step-by-step checklist when setting up any router or smart device.
Look for the device’s app, setup website, or web admin panel. The manufacturer’s official user guide should explain where to change the administrator password.
If the device lets you change “admin” to a unique username, do it. This gives attackers one less easy guess.
Use a password manager to create and store a long password. If you need something memorable, use a passphrase made of several unrelated words.
Your router admin password and Wi-Fi password are different. CISA’s home Wi-Fi guide recommends changing the Wi-Fi password and using a memorable passphrase of 5 to 7 unrelated words totaling at least 16 characters.
Firmware updates fix known vulnerabilities. CISA’s home router security guidance recommends updating router security settings and changing default login credentials because default usernames and passwords are well known to attackers. [
Most people do not need to manage a home router from outside the house. Turn remote management off unless you understand the risk and need the feature.
If your router supports a guest network, use it for smart home devices. This can help separate less-secure gadgets from laptops, phones, and work devices.
Before you finish setup, confirm:
Default passwords are convenient for setup, but dangerous for everyday use. Change them on your router, baby monitor, smart camera, printer, and every connected device you bring into your home.
Shortened URLs make long web addresses easier to share, especially in texts, social posts, QR codes, and emails. Unfortunately, shortening also hides the destination. A link such as bit.ly/3Example gives you no obvious way to tell whether it leads to a trusted website, a fake login page, or a malware download.
Cybercriminals exploit that uncertainty. If an unexpected message contains a shortened link, pause before clicking—even when the sender appears familiar.
Why can shortened URLs be dangerous?
A shortened URL redirects your browser through a shortening service before sending you to its final destination. Legitimate businesses use these services for marketing and analytics, so a short link is not automatically malicious. The problem is that you cannot easily inspect the real domain before opening it.
Attackers may hide links to:
According to CISA’s phishing guidance, criminals use malicious sites to steal login credentials and links to deploy malware for follow-on attacks.
How big is the phishing-link threat?
Phishing remains one of the most frequently reported forms of cybercrime. CISA’s guidance for recognizing phishing cites 193,407 phishing complaints in the FBI’s 2024 Internet Crime Report, making phishing the most reported cybercrime category that year.
The wider financial impact is even more alarming. The FBI’s 2025 Internet Crime Report announcement says IC3 received 1,008,597 complaints in 2025, with Americans reporting nearly $21 billion in losses from cyber-enabled crimes.
A shortened link is only one possible delivery method, but it gives scammers an effective way to conceal where a click will go.
How can you check a shortened URL safely?
Do not open a suspicious link just to see where it leads. Instead, inspect it without visiting the destination.
Use this step-by-step process
CISA recommends verifying suspicious messages through a known contact method instead of replying or using a phone number or link supplied in the message.
What warning signs should you look for?
Treat a shortened URL as especially suspicious when the message:
The U.S. Department of State’s phishing guidance explains that scammers create trust or fear to stop people from thinking critically before surrendering passwords, card numbers, or other personal information.
Does HTTPS mean a shortened link is safe?
No. HTTPS means the connection between your browser and the website is encrypted. It does not prove the organization behind the website is legitimate.
A phishing site can use HTTPS while stealing every password or payment detail you enter. Always verify the final domain, the sender, and the reason for the message.
How does this help someone become safer online?
Learning to inspect shortened URLs helps someone become safer online by replacing an impulsive click with a verification step. That protects against:
This habit is especially useful for job seekers because fake recruiters frequently use texts, social messages, and unfamiliar application links. A real-looking company name does not prove that the shortened destination belongs to that company.
What should you do if you already clicked?
If you opened a shortened link but entered nothing, close the page and run a security scan if the site downloaded anything or behaved strangely.
If you entered information:
Shortened URLs are not always dangerous, but they conceal information you need to make a safe decision. Reveal the destination, inspect the real domain, and verify the request through an official app or website. If you still feel uncertain, delete the message.
When you travel with a laptop, phone, tablet, camera, or other electronic device, where you pack it matters. Checked luggage can be delayed, damaged, opened for inspection, or sent to the wrong destination. Keeping important devices in a carry-on bag—or, even better, a backpack that stays with you—gives you more control over their physical and digital security.
It also helps you follow important battery-safety rules. The FAA recommends keeping smartphones, tablets, cameras, and laptops in accessible carry-on baggage, especially because crews can respond more quickly if a lithium battery overheats in the cabin.
Why should electronics go in carry-on luggage?
Your devices contain more than expensive hardware. They may hold email, saved passwords, personal photos, financial apps, work documents, tax records, identification scans, and access to cloud accounts.
Keeping devices with you can:
The U.S. Department of Transportation’s Air Travel Consumer Reports specifically track mishandled baggage, which includes checked bags that are lost, damaged, delayed, or pilfered.
Are laptops and phones allowed in checked bags?
Many devices with installed batteries may be permitted in checked luggage under specific conditions, but carry-on storage is generally the smarter choice. If a device must go into a checked bag, the FAA says it should be completely switched off—not left in sleep or hibernation mode—and protected against damage and accidental activation.
Always check the latest rules from your airline, the TSA, and the aviation authority for your destination because requirements can vary by device, battery size, airline, and country.
What cannot go in checked baggage?
Spare lithium batteries and power banks require extra attention. The TSA requires spare lithium-ion and lithium-metal batteries, power banks, and battery charging cases to travel in carry-on baggage only.
Keep these items out of checked bags:
Protect loose terminals with the original packaging, a battery case, separate bags, or tape so they cannot touch coins, keys, or other metal objects and short-circuit.
How big is the battery-safety risk?
Lithium-battery problems are not theoretical. Based on FAA incident records, 93 aviation incidents involving lithium batteries smoking, catching fire, or producing extreme heat were reported in 2025, including incidents involving battery packs, phones, electronic devices, and laptops.
The FAA cautions that its incident list contains only events known to the agency and should not be considered a complete record.
Accessibility matters during an overheating event. Inside the cabin, passengers and crew may notice smoke or heat and respond. A device buried in checked baggage is harder to monitor and reach. The FAA’s lithium-battery guidance explains that cabin crews can mitigate smoke and fire incidents more readily when devices remain accessible.
How does carrying devices with you make you safer online?
Keeping devices in your personal item helps someone become safer online because physical security and cybersecurity directly connect. If someone steals or gains access to an unlocked laptop, the person may not need to “hack” it remotely.
Keeping devices close can reduce the risk of:
A secure carry-on does not replace strong digital protections, but it adds an important defensive layer.
How should you pack electronics for travel?
Use this step-by-step checklist before leaving home:
What if the airline gate-checks your carry-on?
Overhead space can disappear quickly. If an airline asks you to gate-check your carry-on, remove:
The FAA explicitly says travelers must remove spare batteries and portable chargers if a carry-on is checked at the gate and keep those items accessible in the cabin.
Store valuable electronics in a carry-on bag, and keep the most important devices in a backpack or personal item that stays with you. This protects your hardware, personal data, account access, and travel plans while helping you comply with lithium-battery safety rules.
Vacation photos are fun to share. A beach sunset, airport selfie, hotel view, or family adventure can keep friends updated while you travel. Unfortunately, posting those memories in real time can also tell strangers where you are—and where you are not.
The safer approach is simple: take all the photos you want, but wait until you return home to post them.
Why is posting vacation photos in real time risky?
A real-time travel post may reveal your current location, destination, schedule, hotel, transportation plans, and how long you expect to be away. It may also suggest that your home is unoccupied.
The National Cybersecurity Alliance’s travel safety guidance recommends delaying vacation posts until after returning home because real-time updates can signal that your home is empty.
Even a harmless-looking photo can reveal details such as:
You may trust your followers, but you cannot always control screenshots, resharing, compromised accounts, or who can see a friend’s interaction with your post.
Can travel photos reveal your location?
Yes. Your location may appear in the post, caption, background, check-in, or photo metadata. Social platforms and camera apps may also access location information if you have granted permission.
CISA’s social media cybersecurity advice recommends disabling geotagging and limiting posts about vacation plans because location details can help criminals target people, loved ones, and physical property.
Watch for details beyond an obvious location tag. A photo could display:
Before taking or sharing a photo, scan the entire frame—not just the main subject.
How can criminals misuse travel posts?
A criminal does not need an exact home address in the vacation post. Public profiles, old posts, people-search sites, property records, and stolen data may provide the missing pieces.
Real-time travel information can support:
The NSA’s social media safety guidance warns that exposed travel itineraries, schedules, locations, addresses, and relationships can contribute to identity theft, monetary loss, loss of property, and targeted spear-phishing.
How big is the broader online threat?
Travel oversharing is part of a much larger personal-data problem. The FBI’s 2024 Internet Crime Report announcement states that IC3 received 859,532 complaints of suspected internet crime in 2024, with reported losses exceeding $16 billion—a 33% increase over 2023.
Waiting to post will not prevent every crime. However, it denies scammers and other bad actors timely information that could make a targeted attack more convincing.
How does waiting make someone safer online?
Waiting until you return home helps you become safer online because it breaks the connection between your posts and your real-time location.
This simple habit can:
You still get to share the experience—just without providing a live map of your movements.
How to share vacation photos more safely
Use this practical travel-photo checklist:
Travel photos make great memories, but they do not need to become real-time location alerts. Capture the moment, disable geotags, protect your itinerary, and post the highlights after you return.
Setting an out-of-office auto-reply is convenient. It tells people you are unavailable, manages expectations, and keeps your inbox from feeling ignored. But if your auto-reply shares too much, it can also give strangers useful information about your schedule, location, coworkers, travel plans, or home being empty.
A safer auto-reply keeps things simple: “I’m currently unavailable and will reply when I return.”
That is enough for most situations.
Your auto-reply may go to anyone who emails you, not just trusted contacts. That includes unknown salespeople, scammers, newsletters, compromised accounts, fake recruiters, phishing senders, and people testing whether your email address is active.
Cybercriminals use small details to make scams more convincing. The FBI’s guidance on spoofing and phishing explains that criminals may disguise email addresses, sender names, phone numbers, or website URLs to convince people they are interacting with a trusted source.
If your auto-reply says exactly where you are, when you will return, who covers for you, and how to reach that person, you may hand a scammer a useful script.
A detailed auto-reply can reveal more than you intend. Avoid putting unnecessary personal, travel, or business details in messages that may go outside your trusted circle.
Do not include:
A vague message protects privacy and still sounds professional.
Scammers can use auto-replies to improve phishing and social engineering. The FTC’s phishing guidance says scammers use email or text messages to trick people into giving passwords, account numbers, Social Security numbers, or other sensitive information.
An overly detailed auto-reply can help scammers:
The less you reveal, the less a criminal can reuse.
Phishing remains one of the most common cybercrime categories. The FBI’s 2024 Internet Crime Report announcement said the FBI Internet Crime Complaint Center received 859,532 complaints in 2024, with reported losses exceeding $16 billion, and listed phishing/spoofing among the top three cybercrimes by complaint volume.
That does not mean every auto-reply causes a scam. It means attackers constantly look for small pieces of information that make scams easier to personalize.
Being vague in an auto-reply helps someone become safer online by limiting information exposure. Cybersecurity is not only about antivirus software and passwords. It is also about reducing the clues strangers can collect about your life.
A safer auto-reply helps protect:
The rule is simple: share only what the sender needs to know, not everything they might want to know.
Use a short, neutral message for most situations.
Thank you for your message. I’m currently unavailable and will reply when I’m able.
Thank you for reaching out. I’m away from email at the moment and will respond as soon as possible.
Thank you for your message. I’m currently unavailable. For general assistance, please contact our main support channel.
Thank you for your message. I’m currently unavailable and will respond as soon as I can.
Thank you for your message. I’m unable to respond right now. Please use established company channels for urgent matters.
If someone truly needs a backup contact, avoid sending a specific person’s direct information to every external sender. Instead:
The CISA guidance on avoiding social engineering and phishing attacks explains that attackers use human interaction to obtain or compromise information, and may use information from one source to make a later contact seem more credible.
Before turning on your auto-reply, ask:
If the answer is yes, simplify it.
Your auto-reply should manage expectations, not publish your schedule. Keep it short, vague, and professional. Avoid exact dates, travel details, personal information, and unnecessary backup contacts.
Kids learn fast online. They can stream videos, play games, message friends, search for homework help, download apps, and explore new websites in minutes. That freedom can be great, but it also comes with risks. A clear set of computer safety rules helps children understand what they can do, what they should avoid, and when to ask for help.
The goal is not to scare kids away from technology. The goal is to give them boundaries that match their age, maturity, and experience so they can use the computer with more confidence and less risk.
Children need online rules for the same reason they need rules for crossing the street. Digital spaces can be helpful, but kids may not always recognize unsafe content, suspicious links, fake downloads, online strangers, or privacy risks.
The FTC’s guidance on using parental controls says talking with children about family rules and expectations is key to helping them build good online habits. Parental controls can help reinforce those rules, but they work best when kids understand why the rules exist.
Good computer safety rules can cover:
Setting child computer safety rules helps kids become safer online by teaching them to pause, ask questions, and recognize risky situations before clicking, downloading, chatting, or sharing. Instead of relying only on filters, parents help children build judgment.
This helps children learn to:
A rule like “ask before installing anything” can prevent malware. A rule like “do not share your school, address, phone number, or plans” can protect privacy. A rule like “come get me if someone online makes you uncomfortable” can keep a small problem from becoming a bigger one.
Online safety is a real concern for parents and kids. The Family Online Safety Institute’s 2025 online safety survey found that 89% of children said they feel comfortable talking to their parents if something online makes them feel unsafe. That statistic is encouraging because it shows how powerful open conversations can be.
Rules matter, but trust matters too. Kids are more likely to ask for help when they know they will not immediately lose device access or get blamed for making a mistake.
Start with simple rules children can remember. Adjust them as the child grows.
Yes, but parental controls should support the rules, not replace the conversation. The FTC’s parental control guidance explains that many tools can help parents manage screen time, restrict content, view website and app activity, limit communication, and restrict purchases.
Use parental controls to:
The FTC’s Protecting Kids Online resource also emphasizes helping kids make good decisions and stay safe online, which is why rules and conversations should grow along with the child.
Use this quick plan:
Child computer safety rules help families turn online safety into a daily habit. Set clear boundaries, use parental controls where helpful, and keep the conversation open. The safest kids are not the ones who never make mistakes. They are the ones who know when to stop and ask for help.
Cookies make the web more convenient, but they also leave a trail. Websites use cookies to remember logins, keep items in your shopping cart, save preferences, and personalize what you see. That can be helpful, but over time, old cookies can also let websites and advertisers keep track of activity long after a person stops visiting those sites.
Clearing cookies every so often gives your browser a fresh start. It can improve privacy, reduce outdated tracking, and help remove information stored by websites that no longer need it.
The FTC’s Internet Cookies guidance explains that a cookie is information saved by a web browser when a person visits a website, allowing that site to recognize the same device in the future.
Cookies can be useful because websites may use them to:
Not all cookies are bad. Some cookies make websites work properly. The privacy concern comes from cookies that remain stored for long periods or help companies track activity across websites.
Clearing cookies can reduce the amount of stored website data sitting in a browser. The FTC’s How Websites and Apps Collect and Use Your Information article explains that websites may use cookies, pixels, device fingerprinting, and advertising identifiers to collect information about online activity.
That means cookies can help companies remember what someone clicked, searched for, viewed, or added to a cart. If a person no longer uses a site, keeping that old cookie may not provide much value. Clearing cookies removes stored site data and can reduce persistent tracking from sites that no longer matter.
Clearing cookies helps someone become safer online because it limits how much old browsing data stays available in the browser. This protects privacy and reduces the chance that outdated site data, old sessions, or unnecessary trackers continue following online activity.
This habit can help:
Think of cookies like digital notes websites leave in a browser. Some notes are useful. Others become outdated. Cleaning them out regularly keeps the browser less cluttered and more private.
Online activity can connect to real financial risk when scammers, fake sites, and deceptive ads enter the picture. The FTC’s Top scams of 2024 alert reported that people lost more than $3 billion to scams that started online in 2024, compared with about $1.9 billion from more traditional contact methods like calls, texts, or emails.
Clearing cookies will not stop every scam, but it supports a bigger privacy mindset: share less, store less, and regularly clean up the data trail companies and websites collect.
Deleting cookies can change how websites behave. Google’s Delete, allow, and manage cookies in Chrome support page notes that deleting cookies may sign a person out of sites that remember the person and may delete saved preferences.
After clearing cookies, a person may need to:
That is normal. The privacy tradeoff is often worth it, especially on shared computers, older devices, or browsers used for shopping, banking, job searching, and social media.
There is no one perfect schedule. A practical approach works best.
Consider clearing cookies:
If clearing all cookies feels inconvenient, delete cookies from specific sites instead. Microsoft’s Manage cookies in Microsoft Edge: View, allow, block, delete and use support page explains that Microsoft Edge lets users view, allow, block, and delete cookies, including cookies from specific sites.
Use this simple browser privacy checklist:
Cookies are useful, but they should not live in your browser forever. Clearing them every so often helps reduce tracking, improve privacy, and remove information stored by sites you no longer visit.
Before you type your name, email, phone number, payment details, address, or résumé into a website, take a minute to ask one important question: Do I trust this company with my information?
Cybercriminals often build fake stores, fake service websites, fake job portals, fake subscription offers, and fake support pages that look professional enough to pass a quick glance. Their goal is simple: collect your personal information, steal your payment details, or trick you into signing up for something unsafe.
Doing business only with credible companies is one of the easiest ways to protect your privacy online.
Every online form creates a data exchange. When you place an order, request a quote, apply for a job, download a guide, or create an account, you may give a business information that scammers can misuse.
The FTC recommends that shoppers “shop around and check out sellers and products” before buying online in its online shopping guidance, which is especially important when a company asks for sensitive information or payment details.
A credible company should make it easy to understand:
If a website hides basic details, treat that as a warning sign.
Choosing credible companies helps someone become safer online by reducing exposure to scams, identity theft, payment fraud, spam, and phishing. You are not just protecting one purchase. You are protecting the personal data that can connect to your email, bank account, home address, phone number, and online accounts.
This habit helps you:
The safer mindset is simple: if a company does not look trustworthy, do not reward it with your data.
Online scams are not rare. The FTC reported in its top scams of 2024 update that people lost more than $3 billion to scams that started online in 2024, compared with about $1.9 billion from more traditional contact methods like calls, texts, or emails.
That number shows why privacy checks matter. A suspicious website can look like a normal checkout page, job application, travel deal, online course, or subscription offer until it is too late.
A trustworthy company should leave a clear and consistent trail. Before sharing information, look for signals that the business is real and accountable.
Check these trust signals
The FTC advises consumers to read reviews critically, check several sources, and search the company or product name with words like “complaint” or “scam” in its online shopping advice.
Walk away if a company raises privacy or credibility concerns.
Avoid businesses that show these warning signs
The FTC says its scams guidance can help people learn how to avoid, report, and recover from scams, which makes it a good resource when something about a company feels off.
Use this quick privacy checklist before typing anything into a website.
Your personal information has value. Before doing business online, check whether the company is credible, transparent, and privacy-aware. If a website hides who it is, pressures you to act fast, or asks for too much information, close the tab and choose a safer option.
A new friend request or LinkedIn connection can feel like a networking win. Maybe the person claims to be a recruiter, a former coworker, a local professional, or someone who shares your interests. But before you accept, pause for a few seconds and verify that the account looks real.
Cybercriminals use fake social media profiles to build trust, send malicious links, skim personal information, spread scams, and target job seekers. The safer move is simple: inspect the profile before you connect.
Fake accounts work because people trust social proof. If a profile has a polished photo, a real company name, mutual connections, and a friendly message, the request may look safe. Scammers know this and often copy real branding, use AI-generated profile photos, or impersonate recruiters and professionals.
According to the FTC’s 2024 scam roundup, people reported losing money more often when contacted through social media, and social media scams caused $1.9 billion in reported losses that year. That makes every unexpected request worth a closer look.
Fake profiles often start slowly. A scammer may connect first, like a few posts, send a casual message, and then introduce a link, file, job opportunity, investment tip, giveaway, or “urgent” request.
Fake accounts may try to:
The FTC’s 2026 social media scam data explains that scammers may hack accounts, exploit what users post to target victims, or use ads and platform tools to reach people by age, interests, and habits.
Job seekers often expect messages from strangers. That makes fake recruiter accounts more believable. A scammer may claim to represent a well-known company, offer a remote role, ask for your resume, request identity documents, or send a fake onboarding link.
The FTC’s 2024 scam roundup reported that job scams and fake employment agency losses grew from $90 million in 2020 to $501 million in 2024, which shows how aggressively scammers target people looking for work.
If you are job hunting, treat every new connection as a lead to verify, not a person to trust automatically.
Double checking connection requests helps someone become safer online by reducing exposure to phishing, malware, identity theft, and social engineering. When you verify who is connecting with you, you protect more than your social feed. You protect your inbox, your job search, your personal information, and your professional reputation.
This habit helps you:
The security mindset is simple: a connection request is access. Treat it like one.
Before accepting, check for these warning signs:
The FTC warns that social media gives scammers low-cost access to billions of people and makes targeting easier, which is why suspicious outreach deserves extra caution.
Use this quick verification checklist:
If you accepted a suspicious request:
Accepting a fake connection can invite phishing, scams, malware, and identity theft into your digital life. Slow down, verify the profile, and decline anything suspicious.
File sharing is useful when you want to open a document from a laptop on your desktop, move photos between devices, or access a shared family folder at home. But when file sharing stays enabled everywhere, your device may expose more than you intended, especially on public Wi-Fi, shared apartment networks, hotels, airports, schools, coworking spaces, and guest networks.
The safe rule is simple: turn on file sharing only when you need it, only on trusted private networks, and only for specific folders.
File sharing lets one device access files stored on another device over the same network. For example, a desktop computer might share a folder so a laptop can open or copy files from it.
That sounds harmless, but the risk depends on what you share, who is on the network, and how the sharing permissions are configured. The FTC’s peer-to-peer file sharing guidance warns that when file sharing software is not configured properly, files not intended for sharing may become accessible to other users.
Public and shared networks are unpredictable. You usually do not know who else is connected, whether the network is secure, or whether someone is scanning for exposed devices.
CISA’s wireless network security guidance explains that unsecured wireless networks can allow unintended users to monitor traffic, steal personal files, or access exposed systems. That is why file sharing should stay off when using coffee shop Wi-Fi, hotel Wi-Fi, airport Wi-Fi, campus networks, library Wi-Fi, or any network you do not control.
Turning off file sharing helps someone become safer online by reducing the number of ways strangers, malware, or unauthorized users can reach private files. Cybersecurity professionals call this reducing your attack surface.
This habit helps protect:
The FTC’s data security guidance emphasizes collecting only what is needed, keeping sensitive information safe, and disposing of it securely. The same principle applies to consumers: share only what you need, when you need it, with only the people or devices that need access.
Leaving file sharing enabled can create several avoidable risks:
The FTC’s file sharing guide notes that users can accidentally share drives or folders containing sensitive information, and once files are downloaded by someone else, the original user cannot reliably retrieve or delete those copies.
Misconfigured sharing has caused real exposure. In a Federal Trade Commission probe reported by Dark Reading, the FTC notified almost 100 organizations that personal information from their networks was available on peer-to-peer file-sharing networks, including sensitive customer or employee data. The FTC’s findings, covered in Dark Reading’s report on P2P data breaches, show how easily file sharing mistakes can expose private information.
Even though that example involved organizations, the lesson applies at home: one wrong sharing setting can expose far more than intended.
Yes. Instead of sharing your whole Documents folder, Desktop, Downloads folder, or entire drive, create one folder just for sharing.
Use a folder name like:
Then move only the files you actually want to share into that folder.
Use these settings whenever possible:
You do not need to be technical. Just make file sharing a quick privacy check.
Before joining a public or guest network:
File sharing should be temporary, limited, and intentional. Turn it off when you do not need it, avoid using it on public networks, and create one dedicated sharing folder instead of exposing your entire drive.
Old online accounts are easy to forget. You may still have accounts for shopping sites, old email providers, gaming platforms, job boards, social apps, travel sites, forums, cloud tools, or services you tried once and never used again. Cybercriminals love those dormant accounts because nobody is watching them.
A dormant account can still hold personal data, saved payment details, old messages, reused passwords, recovery email links, and access to connected apps. If attackers break in, they may use that account to steal information, impersonate you, or reset passwords elsewhere.
A dormant online account is an account you no longer use but that still exists. That could mean you have not logged in for months or years, but the account still has your username, email address, password, profile data, purchase history, or saved files.
Google’s Inactive Google Account Policy defines an inactive Google Account as one that has not been used within a two-year period, and Google says inactive personal accounts and their data may be deleted after that period. Google also explains in its inactive account policy update that accounts unused for long periods are more likely to be compromised because they often rely on old or reused passwords and receive fewer security checks from the user.
Hackers target dormant accounts because old accounts often have weak security and low visibility. You are less likely to notice a suspicious login if you never check the account.
Cybercriminals may use dormant accounts to:
Microsoft says stale accounts pose a security risk because attackers can use compromised inactive accounts to gain unauthorized access, move laterally, or escalate privileges. While that Microsoft guidance focuses on organizational accounts, the same basic idea applies to personal accounts: unused access still creates risk.
Dormant accounts become especially risky when you reuse passwords. Verizon’s 2025 Data Breach Investigations Report is summarized in MojoAuth’s account takeover and credential stuffing analysis, which says credential stuffing accounted for a median 19% of all authentication attempts in single sign-on provider logs. That means a large share of login attempts on typical services may be attackers testing stolen credentials.
If an old password leaked years ago and you reused it across accounts, a criminal can try that same email-and-password combination on shopping, banking, email, cloud, and social platforms.
Cleaning up dormant accounts helps someone become safer online because it reduces the number of doors criminals can try. Every forgotten account is another place where your email, password, personal data, or payment history might sit unprotected.
This habit helps you:
Think of dormant accounts like old house keys. If you do not need them, do not leave them floating around.
Start with places where old accounts usually hide.
Check:
Google says account activity can include actions like reading email, using Drive, watching YouTube, downloading an app, or using “Sign in with Google” for a third-party service in its inactive account policy, so checking connected sign-ins can reveal accounts you forgot existed.
Use this simple cleanup process:
Cybercriminals love dormant accounts because people forget them, reuse passwords on them, and rarely monitor them. Delete what you do not need, secure what you keep, and reduce your online attack surface one old login at a time.
ClickFix malware is one of the sneakiest new social engineering threats because it tricks people into infecting their own devices. Instead of asking you to download a suspicious file, a fake website, CAPTCHA, error message, or “security check” tells you to copy and paste a command into your computer.
That command may look like a quick fix. In reality, it can install malware, steal passwords, or give hackers remote access.
What is ClickFix malware?
ClickFix is not a single malware family. It is a social engineering technique that convinces users to run malicious commands on their own devices. In Microsoft’s analysis of the ClickFix social engineering technique, attackers used fake prompts that instructed victims to copy, paste, and run commands in Windows Run, Windows Terminal, or PowerShell.
A ClickFix scam may appear as:
The scam works because the page makes the instructions feel routine and helpful.
How does a ClickFix attack work?
Most ClickFix attacks follow a simple pattern:
Why is ClickFix dangerous?
ClickFix is dangerous because it abuses human problem-solving. Most people want to fix small tech issues quickly. Scammers exploit that instinct.
A ClickFix attack can lead to:
In Microsoft’s report on a Booking.com impersonation campaign, attackers used ClickFix prompts to trick hospitality workers into launching commands that delivered credential-stealing malware.
How big is the ClickFix and phishing risk?
ClickFix usually starts with the same ingredients as phishing: trust, urgency, and a fake instruction. CISA’s phishing guidance notes that phishing topped the FBI’s 2024 list of the five most reported cybercrimes, with 193,407 complaints, in its advice on helping people avoid phishing scams.
That number matters because ClickFix does not need advanced hacking skills to succeed. It only needs one person to trust the wrong prompt.
How does this help someone become safer online?
Understanding ClickFix helps someone become safer online because it teaches one memorable rule:
Never paste commands from a website into your computer.
That habit protects you from fake CAPTCHA scams, malware downloads, password theft, fake browser fixes, and job-search scams. If a website asks you to open Run, PowerShell, Terminal, or Command Prompt, treat the request as suspicious until verified by a trusted expert.
How can you spot a ClickFix scam?
Look for these red flags:
What should you do instead?
Use this quick safety checklist:
If you already pasted a command, disconnect from the internet, run a full security scan, change passwords from a clean device, and turn on multifactor authentication.
ClickFix malware succeeds because it makes dangerous commands look like helpful troubleshooting. Slow down, question the prompt, and never run commands from a webpage unless you fully understand and trust the source.
Tech support scams used to feel obvious. A random pop-up said your computer had “1,000 viruses,” a fake technician demanded payment, and the whole thing looked suspicious. Now scammers use AI-generated scripts, realistic voices, polished emails, fake websites, and convincing chat messages to make the same old scam feel official.
The goal has not changed: scammers want your money, remote access to your device, or personal information. AI just helps them move faster and sound more believable.
What is an AI-powered tech support scam?
An AI-powered tech support scam happens when criminals use artificial intelligence to impersonate a trusted company, create convincing messages, or guide victims through fake “support” steps. These scams may pretend to come from Microsoft, Apple, Google, Amazon, Geek Squad, your bank, your internet provider, or a cybersecurity company.
The FTC warns that tech support scams often begin with urgent pop-ups or messages claiming your computer has malware or another problem, then pressure you to pay for support you do not need for a problem that does not exist through its tech support scam guidance.
Why are AI tech support scams more convincing?
AI helps scammers remove the awkward signs people used to notice. A scammer can now generate better grammar, create realistic fake support pages, translate messages into clean English, customize scripts, and even imitate professional customer service language.
AI-powered scams may include:
The FTC reported that many tech support scams trick people into calling by using pop-up alerts and other tactics that claim a device is infected with malware, according to the agency’s Telemarketing Sales Rule update.
How big is the tech support scam problem?
Tech support scams cause real financial harm, especially for older adults. The FTC said consumers age 60 and older reported more than $175 million in losses to tech support scams last year, and that older consumers were five times more likely than younger people to report losing money to this type of scam in its November 2024 enforcement update.
That number matters because these scams do not always look like “hacking.” Many victims willingly call the fake number, install remote access software, or pay the scammer because the warning looks urgent and legitimate.
How does this help someone become safer online?
Understanding AI-powered tech support scams helps someone become safer online because it teaches one essential habit: verify before you trust urgent support messages.
This habit protects you from:
The safer mindset is simple: real tech companies do not need a scary pop-up to make you call immediately, and legitimate support teams do not ask for gift cards, crypto, or remote access out of nowhere.
How can you spot a fake tech support message?
Watch for these warning signs:
The FTC’s Top scams of 2024 report explains that people lost more money per person when they interacted with scammers by phone, with a median reported loss of $1,500.
What should you do if a tech support warning appears?
Use this simple response plan:
What if you already gave access or paid?
Act quickly:
AI makes tech support scams look cleaner, sound smarter, and move faster. You can still beat them by slowing down, refusing remote access, verifying through official channels, and never paying through unusual methods.
Trusted brands make life easier. You recognize your bank, delivery company, streaming service, phone carrier, employer, favorite retailer, or job board, so you react quickly when a message appears to come from one of them. Hackers know that, and they use familiar logos, names, colors, and urgent language to trick people into clicking fake links or sharing sensitive information.
This tactic is called brand impersonation, and it powers many phishing, smishing, fake login, and malware scams.
What is brand impersonation in cybersecurity?
Brand impersonation happens when a scammer pretends to be a real company, government agency, bank, retailer, shipping service, or tech platform. The FBI explains that spoofing can disguise an email address, sender name, phone number, or website URL, often by changing one letter, symbol, or number to make the message look like it came from a trusted source.
A fake message might say:
These messages push you to act fast, and that is the point.
Why do hackers use trusted brands?
Hackers use trusted brands because familiar names lower your guard. A fake email from a random company may look suspicious. A fake alert from your bank, Amazon, Microsoft, Apple, PayPal, FedEx, UPS, Netflix, or LinkedIn may feel believable.
The FTC said consumers reported losing more than $12.5 billion to fraud in 2024, and imposter scams were the most commonly reported scam category that year. That statistic shows why impersonation works: criminals do not need you to trust them, they need you to trust the brand they are pretending to be.
How do fake brand messages steal your information?
Most brand impersonation scams follow a simple pattern:
CISA warns that phishing tricks people into clicking harmful links, opening fake emails, or downloading malicious attachments, which can expose sensitive information or install malware. [cisa.gov]
How does this help someone become safer online?
Learning how hackers exploit trusted brands helps someone become safer online because it builds a “verify before you trust” habit. Instead of reacting to a logo, you learn to check the sender, inspect the link, and go directly to the official website or app.
That habit protects you from:
The safer mindset is simple: a familiar logo does not prove a message is real.
How can you spot a fake brand message?
Look for these warning signs before clicking:
The FBI recommends carefully examining email addresses, URLs, and spelling because scammers use slight differences to trick your eye and gain your trust. [fbi.gov]
What should you do instead of clicking?
Use this quick safety checklist:
CISA advises people to verify suspicious requests through a known contact method instead of replying or using the phone number or link inside the message.
Hackers exploit trusted brands because trust creates shortcuts. Slow down before clicking, check the sender, inspect the link, and go directly to the official source. A few extra seconds can protect your passwords, money, identity, and devices.
Infostealer malware is one of today’s most dangerous digital threats because it does not need to “break” your computer to hurt you. It quietly grabs the information you already use every day, including saved passwords, browser cookies, autofill data, crypto wallet details, and login tokens.
What is infostealer malware?
Infostealer malware is malicious software designed to steal sensitive information from a phone, laptop, browser, or online account. Unlike ransomware, which loudly locks files and demands payment, infostealers usually work silently.
Cybercriminals use infostealers to collect:
That stolen data often gets packaged into “stealer logs” and sold through criminal marketplaces. Recorded Future’s 2025 Identity Threat Landscape Report found that each compromised device exposed an average of 87 stolen credentials, which shows how one infected computer can unlock many accounts at once.
Why is infostealer malware growing so fast?
Infostealers are growing because they are cheap, fast, and useful to criminals. Attackers do not always need to hack a company directly if they can steal a real user’s login first.
Infostealers commonly spread through:
AhnLab’s May 2025 Infostealer Trend Report described infostealers disguised as illegal programs such as cracks and keygens, often promoted through search engine poisoning. AhnLab’s December 2025 Infostealer Trend Report also noted that attackers post malware distribution links on legitimate websites, forums, Q&A pages, and comments to make the downloads appear trustworthy.
Why are stolen cookies and session tokens so dangerous?
Stealing a password is bad. Stealing a session cookie can be worse.
A session cookie can prove to a website that you already logged in. If a criminal steals that cookie, the criminal may bypass normal login steps and sometimes get around multifactor authentication. Recorded Future reported that 276 million malware-sourced credentials indexed in 2025 included active session cookies, representing 31% of malware-sourced credentials in its dataset. [recordedfuture.com]
That is why “I use MFA” should not be your only defense. MFA helps a lot, but malware on your device can still steal active login sessions, browser data, and other account details.
How does this help someone become safer online?
Understanding infostealer malware helps someone become safer online because it changes how individuals treat downloads, browser storage, and account security.
The safer mindset is simple: do not let unknown software near your saved logins.
Once you know infostealers target the data sitting inside browsers and apps, you become more careful about:
Microsoft’s Digital Defense Report 2025 says Microsoft blocks 4.5 million net new malware files every day, which makes smart download habits essential for everyday users.
How can you spot infostealer malware before it infects your device?
Look for these warning signs before installing anything:
If something feels rushed, free, or too convenient, pause and verify the source.
How to protect yourself from infostealer malware
Use layered protection. One setting will not stop every scam.
Step-by-step infostealer defense checklist
What should you do if you think an infostealer infected your device?
Act fast. Infostealers move quickly.
Infostealer malware is growing because stolen logins are valuable, easy to sell, and useful for bigger attacks. Protect yourself by avoiding risky downloads, using a password manager, limiting browser-stored secrets, and treating fake updates like scams.
Fake browser update scams are making the rounds again, and they look more believable than ever. You visit a familiar website, a pop-up says your browser is outdated, and the message pushes you to click “Update now.” It feels helpful, but it may be malware.
Real browser updates protect you. Fake browser updates infect you.
What is a fake browser update scam?
A fake browser update scam is a malicious pop-up, banner, or webpage that pretends to be a Chrome, Edge, Firefox, or Safari update. Instead of installing a real browser patch, the download can install malware, spyware, remote access tools, password stealers, or ransomware loaders.
The Center for Internet Security warned in its analysis of fake browser update malware campaigns that attackers use compromised websites to generate fake browser update prompts tailored to the browser a visitor uses. That detail matters because the scam may look customized and convincing.
Why are fake browser updates dangerous?
Fake browser updates work because they abuse a good security habit. Most people have heard, “Keep your software updated.” Scammers twist that advice into a trap.
Once someone installs the fake update, malware may:
Research reported that FakeUpdates, also known as SocGholish, remained a top global malware threat in March 2025 and used fake browser update lures on compromised websites to trick users into downloading malware.
How big is the malware problem?
Malware arrives at massive scale. Microsoft says in its Digital Defense Report 2025 that it blocks 4.5 million net new malware files every day. That statistic shows why one bad click can matter. Attackers constantly create new files, new lures, and new fake download pages to get around defenses.
How can you tell if a browser update is fake?
Fake browser updates often create urgency. They want you to click before you think.
Watch for these red flags:
Real browser updates usually happen inside the browser itself, not through a random pop-up on a website.
How does this help someone become safer online?
Learning to spot fake browser updates helps someone become safer online because it builds a simple habit: update from the official source, not from a pop-up.
That one habit helps protect against:
It also teaches a broader cybersecurity rule: when a message creates urgency and asks you to install something, slow down and verify it first.
How should you update your browser safely?
Use the browser’s built-in update tool instead of clicking a pop-up.
Safe browser update checklist
If a webpage says your browser needs an update, close the tab and check the update status from your browser menu.
What should you do if you clicked a fake update?
If you downloaded or ran a suspicious browser update, act quickly.
CISA recommends strong defenses such as phishing-resistant multifactor authentication, tested offline backups, and application controls to reduce the impact of malicious cyber activity.
Browser updates are important, but fake update pop-ups are dangerous. Do not trust a random website that tells you to install an update. Close the page, open your browser settings, and update from the official menu.
A rootkit is one of the sneakier types of malware because it tries to hide while giving an attacker deep access to your computer. If regular malware is like a burglar breaking a window, a rootkit is like someone secretly copying your house key, hiding in the walls, and letting other criminals come in later.
The NIST rootkit glossary defines a rootkit as tools an attacker uses after gaining root-level access to conceal activity and maintain access through covert means. In plain English: a rootkit helps a hacker stay hidden while keeping control.
A rootkit can help an attacker control a device without showing obvious signs. Once installed, a rootkit may hide files, disguise running processes, disable security tools, open a backdoor, or help install other malware.
A rootkit may allow criminals to:
Rootkits are dangerous because they focus on stealth. You may not see pop-ups, strange apps, or obvious warnings. Your device might look normal while an attacker quietly maintains access.
That hidden access matters because modern malware arrives at massive scale. Microsoft reports in its 2025 Digital Defense Report that it blocks 4.5 million net new malware files every day, showing how aggressively attackers push new malicious files into the world.
Rootkits are not the most common threat most consumers will face every day, but they are serious because they can make infections harder to detect and remove.
A rootkit usually needs a way in first. Attackers often rely on the same tricks used in other malware attacks.
Common rootkit infection paths include:
Rootkits often target vulnerabilities in an operating system or application and can also spread through infected USB drives.
Rootkits try to avoid detection, so symptoms can be subtle. Still, you should investigate if your device acts strangely.
Watch for these warning signs:
One warning sign does not prove a rootkit infection, but several signs together deserve attention.
Understanding rootkits helps someone become safer online because it reinforces one important habit: do not give unknown software deep access to your device.
Rootkits often depend on trust mistakes. Someone clicks a fake update, installs a shady download, ignores a security patch, or approves admin access without thinking. When you understand that malware can hide after gaining privileged access, you become more careful with every download, update, and permission request.
That mindset helps prevent:
Use layered protection. No single tool catches everything.
Step-by-step rootkit prevention checklist
Act quickly and avoid logging into sensitive accounts from the infected device.
Take these steps:
A rootkit is hidden malware that helps attackers maintain backdoor access to a device. You can reduce the risk by updating software, avoiding sketchy downloads, using trusted security tools, and thinking twice before granting admin access.
Online games make it easy for kids to play, compete, customize characters, and unlock new items. Many games also make it very easy to spend real money through premium currency, battle passes, loot boxes, skins, upgrades, and limited-time offers.
Before your child starts a new game, have one simple conversation: some game money is pretend, and some game money costs real money.
That talk can prevent surprise charges, reduce pressure to buy digital items, and help your child build safer online habits.
What is in-game currency?
In-game currency is money used inside a video game. Some games give players free currency for completing challenges, leveling up, or logging in. Other games sell premium currency that costs real money.
Common examples include:
The tricky part? Games often make both types of currency look similar. A child may not immediately understand that clicking “buy” can charge a parent’s credit card, gift card balance, mobile wallet, or console account.
Why should parents talk about premium currency?
Parents should talk about premium currency because many games encourage fast decisions. A game might show a countdown timer, a rare character skin, a “limited offer,” or a bundle that looks like a deal. That design can make kids feel rushed.
The FTC’s Kids and Video Games guidance specifically recommends parents ask whether a game manipulates kids into buying in-game purchases to succeed or avoid something bad happening in the game. The FTC also says parental controls can limit the amount of time and money a child spends playing a video game. [consumer.ftc.gov]
That is exactly why the conversation matters. You are not only preventing a purchase. You are teaching your child to pause before clicking.
How does this help someone become safer online?
This tip helps someone become safer online because it builds a key cybersecurity habit: stop, think, and verify before acting.
Kids who learn to question digital purchases also learn to question:
The same skill that prevents an accidental currency purchase can also help a child avoid phishing, account theft, and social engineering later.
How big is the risk?
Accidental and unwanted game purchases are not rare. The FTC announced that it was sending more than $126 million in refunds to Fortnite players who were charged for unwanted purchases while playing the game, according to the agency’s FTC gaming enforcement update.
That statistic shows why families should treat in-game spending like a real financial safety issue, not just a gaming annoyance.
What should you say to your child before they play?
Keep the conversation short, calm, and specific.
Try this:
“Some games use fake money and real-money currency. If a button says buy, unlock, upgrade, bundle, pass, gems, coins, or limited offer, stop and ask me first. We will decide together.”
Then explain:
How to prevent accidental in-game purchases
Use both conversation and controls. Do not rely on only one.
Step-by-step parent checklist
The ESRB says parental controls are available for every device and can help parents block games by rating, set time limits, manage in-game purchases, and restrict internet access through its tools for parents. The ESRB also explains that parental controls can help manage what kids play, when they play, who they communicate with, and whether they can spend money. [esrb.org]
Why should you repeat this conversation for every game?
You should repeat this conversation for every game because each game uses different words, icons, stores, currencies, and pressure tactics. One game may call premium money “gems,” while another calls it “credits” or “tokens.”
Make this part of your family’s new-game routine:
Talking to your child about in-game currency protects your wallet and teaches digital decision-making. Set clear rules, turn on purchase controls, and remind your child that asking before clicking is part of being smart online.
Your email address acts like a digital home base. You use it to shop, apply for jobs, reset passwords, receive banking alerts, subscribe to newsletters, and sign in to apps. That makes your inbox valuable to scammers, advertisers, and cybercriminals.
A simple fix can make your digital life cleaner and safer: use multiple email addresses for different parts of your life. At minimum, keep one email for shopping and newsletters, and another for professional correspondence, job applications, and important accounts.
Why should you use more than one email address?
Using one email for everything creates clutter and risk. When every store receipt, coupon, job alert, shipping update, social media login, and recruiter message lands in the same place, important emails get buried.
It also gives scammers more room to work. The FBI’s 2024 Internet Crime Report says phishing and spoofing ranked among the top three cybercrime complaint categories in 2024, which means attackers continue to rely heavily on deceptive messages that look legitimate.
When you separate your inboxes, you make scams easier to spot. If a “bank alert” lands in your shopping-only email, that looks suspicious right away. If a fake recruiter contacts the email you never use for job applications, you know to slow down.
How does this help someone become safer online?
Multiple email addresses help you become safer online because they reduce exposure, improve focus, and limit damage.
Here is the practical security benefit:
The [FTC’s job scam guidance] warns that scammers post fake jobs online and try to get personal information or money from applicants, so a dedicated job-search email gives you a cleaner way to track legitimate employer communication.
What email addresses should you create?
You do not need ten inboxes. Start with two or three.
1. Professional and job-search email
Use this for resumes, recruiter outreach, interviews, networking, LinkedIn, portfolio sites, and job boards.
Best format:
Avoid funny nicknames, birth years, or personal details.
2. Shopping and newsletter email
Use this for ecommerce, coupons, loyalty programs, webinars, downloads, promotions, and one-time signups.
This inbox will attract more marketing and spam, and that is the point. You keep the noise away from your professional inbox.
3. High-security email
Use this for banking, password managers, healthcare portals, tax accounts, cloud storage, and primary account recovery. Do not post this email publicly.
The [CISA privacy guidance] explains that social engineering becomes more convincing when attackers can use personal information that is publicly available online, so keeping your most sensitive email private reduces useful clues.
How big is the risk?
Email remains one of the easiest ways for scammers to reach people. The FTC reported that Consumer Sentinel received 6.5 million consumer reports in 2024 across fraud, identity theft, and other consumer protection categories.
That number shows why inbox hygiene matters. You cannot stop every scam from arriving, but you can make your inbox easier to defend.
How to set up multiple emails safely
Follow this simple setup:
What should job seekers do differently?
Job seekers should treat their email like part of their personal security plan.
Use your professional email for:
Avoid using your job-search email for:
This keeps recruiter messages visible and makes fake job emails easier to identify.
Using multiple email addresses does not make you paranoid. It makes you organized, searchable, and safer. Start with one professional email and one shopping email today. Then protect your most sensitive accounts with a private email, strong passwords, and multifactor authentication.
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